ARV99 Tech Solutions Pvt Ltd was founded with a vision to democratize access to advanced technology for businesses of all sizes. A small team of banking and technology experts is set to growing into a leading technology solutions provider serving clients across India and internationally.

Our Mission

To empower businesses with secure, compliant, and innovative technology solutions that drive growth, efficiency, and superior customer experiences in the digital economy.

Our Values

• Innovation: Continuously pushing boundaries to develop cutting-edge solutions
• Security: Uncompromising commitment to data protection and compliance
• Partnership: Building long-term relationships based on trust and mutual success
• Excellence: Delivering superior quality in every product and service

Leadership Team

Financial Technology Solutions

Business Automation Solutions

ARV99 Tech Solutions is committed to maintaining the highest standards of regulatory compliance and data security. Our platforms are designed to meet stringent requirements for financial services providers.

Certifications & Compliance

Security Measures

Policies

1. Acceptance of Terms

By accessing or using any services provided by ARV99 Tech Solutions Pvt Ltd ("ARV99", "we", "us", or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to all the terms, you may not access or use our services.

2. Services Description

ARV99 provides white-label tech solutions including but not limited to payment gateways, e-wallets, ERP systems, communication platforms, and hosting services. Specific features and functionalities are detailed in individual service agreements.

3. Registration and Account Security

To access certain services, you must register for an account. You agree to provide accurate information and keep your login credentials secure. You are responsible for all activities under your account.

4. Payment Terms

Fees for services are as specified in your service agreement. Payments are due as per the agreed schedule. Late payments may incur additional charges and service suspension.

5. Intellectual Property

All intellectual property rights in our services remain our property or that of our licensors. You are granted a limited, non-exclusive license to use our services as specified in your agreement.

6. Data Protection

We process personal data in accordance with our Privacy Policy and applicable data protection laws. By using our services, you agree to our data processing activities.

7. Prohibited Activities

You may not use our services for any illegal activities including money laundering, fraud, or terrorist financing. We reserve the right to terminate services for any prohibited use.

8. Limitation of Liability

To the maximum extent permitted by law, ARV99 shall not be liable for any indirect, incidental, special, or consequential damages arising from use of our services.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Gurugram,Haryana.

10. Amendments

We may modify these terms at any time. Continued use of services after changes constitutes acceptance of the modified terms.

For any questions regarding these terms, please contact us at [email protected].

This Privacy Policy describes how ARV99 Tech Solutions Pvt Ltd (“ARV99”, “we”, “us”, or “our”) collects, uses, discloses, and protects your information when you use our website, applications, and software services (collectively, the “Services”).

1. Information We Collect

a. Personal Information: When you register or use our Services, we may collect personal information including your name, email address, phone number, company details, and payment information.

b. Usage Data: We collect information on how the Services are accessed and used, including IP addresses, browser types, device identifiers, and access times.

c. Cookies & Tracking: We use cookies and similar technologies to enhance user experience, perform analytics, and personalize content.

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our Services
• Manage user accounts and service usage
• Process payments and invoices
• Send service-related communications
• Monitor and analyze trends and usage
• Ensure security and prevent fraud

3. Sharing of Information

We do not sell or rent your personal data. We may share information with:

• Trusted third-party service providers assisting in operations (e.g., hosting, payment processors)
• Law enforcement or regulators where required by law
• In the event of a business merger, acquisition, or asset sale

4. Data Security

We implement reasonable security measures to protect your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your information as long as your account is active or as needed to provide services, comply with legal obligations, resolve disputes, or enforce our agreements.

6. Your Rights

Depending on applicable laws, you may have rights to access, correct, or delete your personal information. You may also object to or restrict certain processing activities.

7. International Data Transfers

Our services may involve transferring your data to jurisdictions that may not have the same level of data protection. We ensure such transfers comply with applicable laws and safeguards.

8. Children’s Privacy

Our Services are not intended for children under 18. We do not knowingly collect data from minors. If we discover such data, we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of material changes and update the “Last updated” date above. Continued use of the Services constitutes acceptance of the revised policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at [email protected].

1. General Refund Policy

ARV99 Tech Solutions Pvt Ltd ("ARV99") offers refunds under specific circumstances as outlined in this policy. Most of our services are provided on a subscription basis with clear terms, and refunds are typically not provided except as specified below.

2. Subscription Services

For monthly subscription services, you may cancel at any time with no further charges, but no refunds will be provided for the current billing period. Annual subscriptions may be eligible for a prorated refund if canceled within the first 30 days.

3. Implementation Services

Custom implementation and setup services are non-refundable once work has commenced. If cancellation occurs before work begins, a full refund will be provided.

4. Payment Processing

For payment gateway and processing services, transaction fees are non-refundable. Refunds to end customers are the responsibility of the merchant and must be processed through their merchant account.

5. Service Termination by ARV99

If we terminate your service for reasons other than violation of terms, a prorated refund for any prepaid amounts will be provided.

6. How to Request a Refund

Refund requests must be submitted in writing to [email protected] within 14 days of the charge. Include your account details and reason for the request. We will respond within 7 business days.

7. Processing Time

Approved refunds will be processed within 14 business days and credited to the original payment method. Processing times may vary by financial institution.

8. Exceptions

No refunds will be provided for services suspended or terminated due to violation of our Terms and Conditions or prohibited activities.

9. Changes to This Policy

We reserve the right to modify this refund policy at any time. Changes will be effective upon posting to our website.

For any questions regarding our refund policy, please contact us at [email protected].

1. Our Work Culture

At ARV99 Tech Solutions Pvt Ltd ("ARV99"), we foster a collaborative, high-energy workplace where innovation meets execution. Our culture thrives on teamwork, learning, and delivering impactful SaaS solutions.

2. On-site Work Policy

ARV99 follows a fully on-site work model at our headquarters in Gurugram, Haryana. We believe in real-time collaboration, open communication, and the productivity benefits of working together under one roof.

3. What On-site Means to Us

Being on-site means seamless teamwork, daily peer interaction, quick problem solving, and stronger mentorship opportunities. It allows us to maintain a vibrant and aligned company culture.

4. Workplace Benefits

• Modern, ergonomic office infrastructure with high-speed connectivity
• Daily catered meals, coffee, and refreshments
• Team-building activities, workshops, and learning sessions

5. Equal Opportunity Employer

ARV99 is an equal opportunity employer. We value diversity and do not discriminate based on race, gender, religion, or background. We believe in hiring based on talent, drive, and potential.

6. Join Our Team

If you're passionate about technology, customer-first innovation, and startup energy, we'd love to hear from you. Explore open positions and grow with ARV99.

To apply or learn more, email us at [email protected] or visit our Careers Page.